Investigative Research will provide a credit report on an individual
for employment purposes, tenant screening, or mortgage loans. There are additional requirements for obtaining credit reports.
A signed authorization by the subject
is required. Carolina Investigative Research can provide you
with an authorization form.
The credit report will reflect credit for the last seven years.
It will show credit lines and payment patterns.
In addition, the credit report will provide details of the amounts
owed and scheduled monthly payments.
Credit reports are recommended for all employees who handle money or sensitive data in their position and responsibilities..
Credit Reports can be viewed by the courts as discriminatory. There needs to be a valid business need to conduct credit checks on employess.